Compare Plans Side-By-Side

Additional Optional Coverage
Pools and Spas

Protect components of the heating, pumping and filtration systems for your pool and spa.

Shared equipment is covered. If equipment is not shared, then only one or the other is covered unless an additional fee is paid.

Covered:

Above ground components and parts of the heating, pumping, and filtration system including: Pool sweep motor and pump
Pump motor
Blower motor and timer
Plumbing pipes and wiring
Plumbing and electrical.

Not Covered:
Additional Optional Coverage
Well Pump

Cover the components and parts of your well pump.

Shared equipment is covered. If equipment is not shared, then only one or the other is covered unless an additional fee is paid.

Covered:

All components and part of well pump utilized as a source of water to the home, except the items listed here.

Not Covered:
Additional Optional Coverage
Septic Pump

Cover the major components and parts of your septic system.

This option is available for First Year Customers only and is not renewable.

Covered:

Mainline stoppages that can be cleared through an existing access or clean out without excavation.

The septic tank will be pumped once during the contract coverage term if the stoppage is due to septic backup.

Sewage ejector pump for septic system only.

Not Covered:
Additional Optional Coverage
Guest Unit

Extend your coverage to guest units under 750 square feet.

Covered:

Our plans cover guest houses and rental units under 750 square feet. If your guest house is larger than that, you will need to purchase additional home warranty coverage.

The septic tank will be pumped once during the contract coverage term if the stoppage is due to septic backup.

Sewage ejector pump for septic system only.

Not Covered:
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Finally a warranty you'll actually use!

Every plan from SmartHome Assurance can help protect your budget because:

  1. You don't pay the full cost of repairing or replacing items covered by your home warranty.
  2. Regardless of age, make, or model, your contract helps cover the repair or replacement of covered items.
  3. A home inspection is not required and we provide maintenance for you!
  4. If we can't repair the covered item - we'll replace it or offer an alternative solution!
  5. A SmartHome Assurance Warranty covers many systems and appliances, but not necessarily the entire system or appliance – click here for details.

With SmartHome Assurance we control every aspect of your repair. No longer do you have to deal with subpar contractors and "get by" repairs. We stand behind our repairs because we are the repairman.

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Additional Benefits

Additional Benefits
Refer a Friend

If you refer a friend to SHA, we'll say thanks with a $25 Amazon gift card. See Details

Additional Property Discounts

Save $50 when you buy warranty coverage for an additional property. Shop Now

Discounts on Air Filters

Consumers save 30 to 50% on retail prices for filters for your AC and furnace. And, we'll deliver them to your door.

Handyman Services

Need a gutter repaired? Got a squeeky door or need a room painted? What about a new deck? Let us provide this service as part of your policy with discount up to 50% of retail!

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Buying or Selling a Home?

Smart Home Assurance has home warranty plans specifically designed for home buyers and sellers.

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Average cost to repair or replace

$387* - $3,659

Without a home warranty

Air Conditioning w/ Ductwork

Our warranty covers the parts and components of the following types of air conditioning systems:

Ducted central electric split and package units

Geothermal

Wall air conditioners

Mini-splits

During the Agreement Term, SHA will pay for the access, diagnosis, and replacement related to essential or required Heating and Air Conditioning system efficiency and other upgrades except: (1) costs associated with plenums and refrigerant line sets and (2) any other Heating and Air Conditioning-specific limitations and exclusions in your Agreement. An "essential or required upgrade" is a replacement improving manufacturer specification energy efficiency or system performance due to circumstances beyond the control of you or SHA (such as inability to obtain parts or equipment or government mandated system modifications).

We cover all the following parts of your air conditioning ductwork:

Plenums

Dampers

Damper-only controls

Leaks and/or breaks in the ductwork (sheet metal, duct board, and flex duct including the vapor barrier) from heating and/or air conditioning unit(s) including grills and registers.

We don't cover:

Outside or underground piping, well pump, and well pump parts for geothermal and/or water source heat pumps.

Window units

Water towers

Chillers

Chiller components

Water lines

Legally mandated diagnostic testing when
replacing heating or cooling equipment.

Certain air conditioning systems have coverage limited to $1,500. This limitation only applies to the access, diagnosis, and repair or replacement of any geothermal and/or water source heat pumps, glycol, hot water, or steam circulating systems. In certain instances, ductwork coverage may be covered to $1,000. For more complete details, please read the "Air Conditioning and Heating Note" in the sample contract.

Note

SHA will cover all freon R-410A. SHA will not cover R-22 Freon or R-22 Freon substitutes but will be provided at a 50% discount of retail price to the contract holder.

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For aditional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

*Repair/Replacement costs are average U.S. costs

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Average cost to repair or replace

$387* - $3,659

Without a home warranty

Heating w/ Ductwork

Our warranty covers the components and parts of the following types of heating systems:

Forced air (gas, electric, oil)

Geothermal

Wall mounted heaters

Floor furnaces

Package units

Floor furnaces

Heat pumps

Hot water or steam circulating heat

Electric baseboard

Room heaters

During the Agreement Term, SHA will pay for access, diagnosis, and replacement related to essential or required Heating and Air Conditioning system efficiency and other upgrades except: (1) costs associated with plenums and refrigerant line sets and (2) any other Heating and Air Conditioning-specific limitations and exclusions in your Agreement. A "essential or required upgrade" is a replacement improving manufacturer specification, energy efficiency or system performance due to circumstances beyond the control of you or SHA (such as inability to obtain parts/equipment or government mandated system modifications).

We cover the following parts of your heating ductwork:

Plenums

Dampers

Damper-only controls

Leaks or breaks in ductwork (sheet metal, duct board, and flex duct including vapor barrier) from heating and/or air conditioning unit(s) including grills and registers.

We don't cover:

Outside or underground piping, well pump, or well pump parts for geothermal and/or water source heat pumps.

Fuel storage tanks

Portable units

Fireplace grain, pellet, or wood heating units (even if it's the only source of heating)

Legally mandated diagnostic testing when
replacing heating or cooling equipment.

Certain air conditioning systems have coverage limited to $1,500. This limitation only applies to the access, diagnosis, and repair or replacement of any geothermal and/or water source heat pumps, glycol, hot water, or steam circulating systems. In certain instances, ductwork coverage may be covered to $1,000. For more complete details, please read the "Air Conditioning and Heating Note" in the sample contract.

Note

SHA will cover all freon R-410A. SHA will not cover R-22 Freon or R-22 Freon substitutes but will be provided at a 50% discount of retail to the contract holder.

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

*Repair/Replacement costs are average U.S. costs

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Electrical

Our warranty covers the parts and components of your electrical system, including:

Direct Current (D.C.) wiring

Lighting fixtures

Built-in exhaust/vent/attic fans

We don't cover:

Audio/Video/Computer/Intercom/Alarm or Security Wiring or Cable

Telephone wiring

Face plates

Circuit overload

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Doorbells

Covered:

We cover all parts and components of your doorbell system, unless the doorbell is part of an intercom system.

We don't cover:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Smoke Detectors

Covered:

We cover battery-operated and hard-wired smoke detectors.

We don't cover:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Ceiling Fans

Covered:

Our warranties cover parts and components of ceiling fans.

We don't cover:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Plumbing ( incl. stoppages )

Our warranty covers components and parts of the following types of your home's plumbing:

Water, drain, gas, waste or vent line leaks and breaks

Toilets and related mechanisms

Toilet wax ring seals

Faucets

Shower heads

Shower arms

Valves for shower, tub and diverter

Angle stops

Risers and gate valves (we use similar finishes and styles when a replacement is necessary)

Hose bibs

Basket strainers

Permanently installed sump pumps (ground water only)

Built-in bathtub whirlpool motor, pump, and air switch assemblies

Pressure regulators

Expansion tanks

Sewage ejector pump (septic system sewage ejector pumps are not covered unless you purchase certain optional coverage.)

Clearing sink, bathtub, shower, and toilet stoppages

Clearing mainline drain and sewer stoppages through an accessible cleanout up to 100 feet from an access point

Clearing lateral drain line stoppages up to 100 feet from an access point including accessible cleanout, p-trap, drain or overflow access points

We don't cover:

Stoppages caused by collapsed, damaged or broken drain, vent or sewer lines outside your home's main foundation

When your lines are broken, infiltrated or stopped by roots or foreign objects - even if they're within your home's main foundation

Bathtubs

Sinks

Showers

Shower enclosures and base pans

Toilet lids and seats

Jets

Caulking or grouting

Septic tanks

Water filtration/purification system

Holding or storage tanks

Saunas or steam rooms

Costs needed to locate or access cleanouts that can't be found or are inaccessible, or to install cleanouts

Access through roof vents

Note

If your covered repairs requires access to your plumbing, we' will provide access, but only through unobstructed walls, ceilings or floors, and then we will return your access openings to a rough finish. If your plumbing can only be accessed through a concrete floor, wall or ceiling, we'll pay up to $1,000 (per contract term) for access, diagnosis, repair, or replacement of such plumbing, including returning access openings to a rough finish. You will be responsible for paying any costs beyond $1,000.

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Water Heaters

Covered:

We cover repairs or replacement of components and parts of water heaters, including tankless water heaters and circulating pumps that malfunction due to certain causes, such as, normal wear and tear.

We don't cover:

Auxiliary holding or storage tanks

Noise

Fuel storage tanks and energy conservation units

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Garbage Disposals

Covered:

We cover all components and parts of garbage disposals.

We don't cover:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Instant H/C Water Dispensors

Covered:

We cover all components and parts of hot/cold water dispensers.

We don't cover:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Central Vacuums

Covered:

We cover the repair or replacement of components and parts of your central vacuum that malfunction due to certain causes, such as normal wear and tear.

We don't cover:

Removable hoses and accessories

The cost of accessing and closing floors, walls and ceilings when locating or repairing a malfunction

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Average cost to repair or replace

$157* - $1,046

Without a home warranty

Refrigerators

Covered:

Our warranties cover the repair or replacement of parts and components of refrigerators that malfunction due to certain causes, such as normal wear and tear.

Not covered:

Free standing freezers

Multi-media centers

Wine chillers

SHA will pay up to $3,000 per covered item malfunction for access, diagnosis, and repair or replacement of any covered appliance.

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

*Repair/Replacement costs are average U.S. costs

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Average cost to repair or replace

$355* - $757

Without a home warranty

Ranges / Ovens / Cooktops

Covered:

We cover all parts and components of ranges, ovens and cooktops.

Not covered:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

*Repair/Replacement costs are average U.S. costs

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Average cost to repair or replace

$721* - $787

Without a home warranty

Clothes Washers

Covered:

We cover all components and parts of clothes washers.

Not covered:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

*Repair/Replacement costs are average U.S. costs

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Average cost to repair or replace

$721* - $793

Without a home warranty

Clothes Dryers

Covered:

We cover all components and parts of clothes dryers.

Not covered:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

*Repair/Replacement costs are average U.S. costs

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Dishwashers

Covered:

We cover all components and parts of dishwashers.

Not covered:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

*Repair/Replacement costs are average U.S. costs

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Built-in Microwave Ovens

Covered:

We cover all parts and components of built-in microwave ovens.

Not covered:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

*Repair/Replacement costs are average U.S. costs

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Trash Compactors

Covered:

We cover all parts and components of trash compactors.

Not covered:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Freestanding Ice Makers

Covered:

We cover all parts and components of free standing ice makers.

Not covered:

N/A

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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Garage Door Openers

Covered:

We cover all parts and components of garage door openers, except:

Not covered:

Garage doors

Garage door track assemblies

Besides the detailed terms listed herein, coverage could be limited by general exclusions and limitations in your home warranty contract. For additional coverage information, please read the sample contract, including but not limited to, the "Coverage Overview" and "Limitations and Exclusions" sections.

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