Why Buy a Home Warranty?

Protecting your household budget is no small task. With a homeowner warranty from First American, you don't have to worry about huge, unexpected repair or replacement bills or finding a qualified contractor when a covered home system or appliance breaks.

Five reasons why you'll love our home warranty plans
We're here when you need us

You can contact our Service Department 24 hours a day, 365 days a year, simply by placing your service request online or by calling us.

Help Me Protect My Budget

I'm ready to find out what home warranty plans and options are available.

Unlimited service calls

Our home warranty coverage includes unlimited requests for service. In fact, the average First American Home Warranty customer needs service at least once per year.

Repair or replacement

If SmartHome Assurance determines your covered system or appliance cannot be repaired we'll replace it.* It doesn't matter how old it is or what brand you have.

Flexible payment options

With our payment options, we have plans to fit your home and budget. Home warranties may be renewable year to year, giving you peace of mind knowing that if a covered appliance or system breaks, you’re protected.

Your repair is in our hands from start to finish.

We are in control of your repair from start to finish. This ensures that you will get a quality repair because we are the repairman!

*Please read your home warranty contract for specific coverage and limitations. In some instances, Homeowner and SmartHome Assurance may agree to payment of cash in lieu of repair or replacement. Payment will be made based on SmartHome Assurance's negotiated rates with its suppliers, which may be less than retail.