So, what is a home warranty? Simply put, a home warranty is a yearly service contract that protects specific home systems and appliances. Imagine you discover water leaking out of your dishwasher onto the kitchen floor. If you purchased a home warranty that includes coverage for your dishwasher, the home warranty can cover its repair or replacement.
Typically, home warranties can cover systems such as heating, air conditioning, and plumbing. Covered appliances can include the dishwasher, oven, and washer/dryer. When a breakdown occurs to these or any other items covered under the contract, the home warranty company can repair or replace them.
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If you’re a current homeowner, ask yourself, when was the last time you had an appliance, heating system, or air conditioner break down? If you’re like many homeowners, the answer will be either: last year, this year, or maybe just last week.
You know home systems and appliances will eventually break down. A home warranty provides a layer of protection against the inevitable wear and tear of the covered home systems and appliances you are using every day.
First-time homeowners also benefit from home warranty coverage. Extra funds are often in short supply during the first few years of homeownership. Surprise out-of-pocket expenses can potentially derail dreams of improving or updating a newly purchased home.
Having home warranty coverage and homeowners insurance is the best way to fully protect your home against the unexpected, but a home warranty gives you more value year to year because of the service it provides. Homeowners with SmartHome coverage sometimes request service for failing systems or appliances multiple times in one year alone. If you’re a homeowner, think about the last time you made a claim on your homeowners insurance? If you’re like most, the answer will be either: never, rarely, or perhaps once since you’ve owned your home. Our home warranty contract provides real value to you because of the many times you make use of it.
Take a look at the items our home warranty plans can cover throughout your home. We cover many of the systems and appliances you value and want to protect. You'll also find information on coverage options you can purchase with your home warranty contract to fully meet your home's needs and fit within your budget.
If you are buying or selling a home, a home warranty can protect your budget.
For buyers, home warranty coverage protects them from costly repairs when a covered appliance or system suddenly fails after closing.
For sellers, home warranties protect against unexpected breakdowns that can occur while homes are listed. Perhaps you're selling a home contingent on buying another. You don't want the sale to be derailed or postponed if a covered item breaks down in the midst of negotiations.